diff --git a/ELT.Client/Managers/Insurance/KaskoManager.cs b/ELT.Client/Managers/Insurance/KaskoManager.cs
index bb40caa..6bfc7d3 100644
--- a/ELT.Client/Managers/Insurance/KaskoManager.cs
+++ b/ELT.Client/Managers/Insurance/KaskoManager.cs
@@ -24,10 +24,9 @@ namespace ELT.Client.Managers.Insurance
             kaskoParams.UsageCityKLADR = preRequestData.Kladr;
             kaskoParams.Mark = preRequestData.Brand;
             kaskoParams.Model = preRequestData.Model;
-            kaskoParams.Modification = new Modification
-            {
-                Name = preRequestData.Modification
-            };
+
+            if (kaskoParams.Modification != null)
+                kaskoParams.Modification.Name = preRequestData.Modification;
 
             var specialMachinery = calculateKaskoRequest.Preparams.SpecialMachinery;
             specialMachinery.SpecialMachineryMark = preRequestData.Brand;