diff --git a/apps/web/process/insurance/validation.ts b/apps/web/process/insurance/validation.ts
index f635644..d8071c1 100644
--- a/apps/web/process/insurance/validation.ts
+++ b/apps/web/process/insurance/validation.ts
@@ -1,3 +1,4 @@
+/* eslint-disable complexity */
 /* eslint-disable sonarjs/cognitive-complexity */
 /* eslint-disable zod/require-strict */
 import type { ValidationContext } from '../types';
@@ -109,6 +110,14 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
           });
         }
 
+        if (fingap.insuranceCompany && !fingap.insTerm) {
+          ctx.addIssue({
+            code: z.ZodIssueCode.custom,
+            message: `Укажите срок страхования ${fingap.policyType}`,
+            path: ['insurance'],
+          });
+        }
+
         if (
           !leasingWithoutKasko &&
           !insDecentral &&