diff --git a/apps/web/config/tables/insurance-table.ts b/apps/web/config/tables/insurance-table.ts
index 0e35849..1c76358 100644
--- a/apps/web/config/tables/insurance-table.ts
+++ b/apps/web/config/tables/insurance-table.ts
@@ -86,6 +86,6 @@ export const defaultStatuses: Record<Insurance.Keys, Insurance.RowStatuses> = {
     insuranceCompany: 'Default',
     insured: 'Default',
     insCost: 'Disabled',
-    insTerm: 'Default',
+    insTerm: 'Disabled',
   },
 };
diff --git a/apps/web/graphql/crm.query.graphql b/apps/web/graphql/crm.query.graphql
index ff45d7d..954efe6 100644
--- a/apps/web/graphql/crm.query.graphql
+++ b/apps/web/graphql/crm.query.graphql
@@ -102,6 +102,7 @@ query GetQuote($quoteId: Uuid!) {
     evo_last_payment_perc
     evo_maximum_percentage_av
     evo_untype_insurance
+    evo_percent_subsidy
   }
 }
 
diff --git a/apps/web/graphql/crm.types.ts b/apps/web/graphql/crm.types.ts
index 2295bac..7b5b35f 100644
--- a/apps/web/graphql/crm.types.ts
+++ b/apps/web/graphql/crm.types.ts
@@ -736,7 +736,7 @@ export type GetQuoteQueryVariables = Exact<{
 }>;
 
 
-export type GetQuoteQuery = { __typename?: 'Query', quote: { __typename?: 'quote', evo_baseproductid: string | null, evo_one_year_insurance: boolean | null, evo_min_change_price: number | null, evo_max_price_change: number | null, evo_discount_supplier_currency: number | null, evo_equip_price: number | null, evo_program_import_subsidy_sum: number | null, evo_nds_in_price_supplier_currency: number | null, evo_supplier_currency_price: number | null, evo_approved_first_payment: number | null, evo_recalc_limit: number | null, evo_max_mass: number | null, evo_seats: number | null, evo_year: number | null, evo_last_payment_perc: number | null, evo_maximum_percentage_av: number | null, evo_untype_insurance: boolean | null } | null };
+export type GetQuoteQuery = { __typename?: 'Query', quote: { __typename?: 'quote', evo_baseproductid: string | null, evo_one_year_insurance: boolean | null, evo_min_change_price: number | null, evo_max_price_change: number | null, evo_discount_supplier_currency: number | null, evo_equip_price: number | null, evo_program_import_subsidy_sum: number | null, evo_nds_in_price_supplier_currency: number | null, evo_supplier_currency_price: number | null, evo_approved_first_payment: number | null, evo_recalc_limit: number | null, evo_max_mass: number | null, evo_seats: number | null, evo_year: number | null, evo_last_payment_perc: number | null, evo_maximum_percentage_av: number | null, evo_untype_insurance: boolean | null, evo_percent_subsidy: number | null } | null };
 
 export type GetTarifsQueryVariables = Exact<{
   currentDate: InputMaybe<Scalars['DateTime']['input']>;
@@ -1179,7 +1179,7 @@ export const GetLeadDocument = {"kind":"Document","definitions":[{"kind":"Operat
 export const GetOpportunityDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetOpportunity"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"opportunityid"}},"type":{"kind":"NonNullType","type":{"kind":"NamedType","name":{"kind":"Name","value":"Uuid"}}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"opportunity"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"opportunityid"},"value":{"kind":"Variable","name":{"kind":"Name","value":"opportunityid"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_leadid"}},{"kind":"Field","name":{"kind":"Name","value":"accountidData"},"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_address_legalidData"},"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_region_fias_id"}},{"kind":"Field","name":{"kind":"Name","value":"evo_city_fias_id"}}]}},{"kind":"Field","name":{"kind":"Name","value":"evo_okved"}}]}}]}}]}}]} as unknown as DocumentNode<GetOpportunityQuery, GetOpportunityQueryVariables>;
 export const GetOpportunitiesDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetOpportunities"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"domainname"}},"type":{"kind":"NamedType","name":{"kind":"Name","value":"String"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"opportunities"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"owner_domainname"},"value":{"kind":"Variable","name":{"kind":"Name","value":"domainname"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","alias":{"kind":"Name","value":"label"},"name":{"kind":"Name","value":"name"}},{"kind":"Field","alias":{"kind":"Name","value":"value"},"name":{"kind":"Name","value":"opportunityid"}}]}}]}}]} as unknown as DocumentNode<GetOpportunitiesQuery, GetOpportunitiesQueryVariables>;
 export const GetQuotesDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetQuotes"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"leadid"}},"type":{"kind":"NonNullType","type":{"kind":"NamedType","name":{"kind":"Name","value":"Uuid"}}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"quotes"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"evo_leadid"},"value":{"kind":"Variable","name":{"kind":"Name","value":"leadid"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","alias":{"kind":"Name","value":"label"},"name":{"kind":"Name","value":"evo_quotename"}},{"kind":"Field","alias":{"kind":"Name","value":"value"},"name":{"kind":"Name","value":"quoteid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_recalc_limit"}},{"kind":"Field","name":{"kind":"Name","value":"evo_statuscodeidData"},"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_id"}}]}},{"kind":"Field","name":{"kind":"Name","value":"evo_purchases_participation"}}]}}]}}]} as unknown as DocumentNode<GetQuotesQuery, GetQuotesQueryVariables>;
-export const GetQuoteDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetQuote"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"quoteId"}},"type":{"kind":"NonNullType","type":{"kind":"NamedType","name":{"kind":"Name","value":"Uuid"}}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"quote"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"quoteId"},"value":{"kind":"Variable","name":{"kind":"Name","value":"quoteId"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_baseproductid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_one_year_insurance"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_change_price"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_price_change"}},{"kind":"Field","name":{"kind":"Name","value":"evo_discount_supplier_currency"}},{"kind":"Field","name":{"kind":"Name","value":"evo_equip_price"}},{"kind":"Field","name":{"kind":"Name","value":"evo_program_import_subsidy_sum"}},{"kind":"Field","name":{"kind":"Name","value":"evo_nds_in_price_supplier_currency"}},{"kind":"Field","name":{"kind":"Name","value":"evo_supplier_currency_price"}},{"kind":"Field","name":{"kind":"Name","value":"evo_approved_first_payment"}},{"kind":"Field","name":{"kind":"Name","value":"evo_recalc_limit"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_mass"}},{"kind":"Field","name":{"kind":"Name","value":"evo_seats"}},{"kind":"Field","name":{"kind":"Name","value":"evo_year"}},{"kind":"Field","name":{"kind":"Name","value":"evo_last_payment_perc"}},{"kind":"Field","name":{"kind":"Name","value":"evo_maximum_percentage_av"}},{"kind":"Field","name":{"kind":"Name","value":"evo_untype_insurance"}}]}}]}}]} as unknown as DocumentNode<GetQuoteQuery, GetQuoteQueryVariables>;
+export const GetQuoteDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetQuote"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"quoteId"}},"type":{"kind":"NonNullType","type":{"kind":"NamedType","name":{"kind":"Name","value":"Uuid"}}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"quote"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"quoteId"},"value":{"kind":"Variable","name":{"kind":"Name","value":"quoteId"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_baseproductid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_one_year_insurance"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_change_price"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_price_change"}},{"kind":"Field","name":{"kind":"Name","value":"evo_discount_supplier_currency"}},{"kind":"Field","name":{"kind":"Name","value":"evo_equip_price"}},{"kind":"Field","name":{"kind":"Name","value":"evo_program_import_subsidy_sum"}},{"kind":"Field","name":{"kind":"Name","value":"evo_nds_in_price_supplier_currency"}},{"kind":"Field","name":{"kind":"Name","value":"evo_supplier_currency_price"}},{"kind":"Field","name":{"kind":"Name","value":"evo_approved_first_payment"}},{"kind":"Field","name":{"kind":"Name","value":"evo_recalc_limit"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_mass"}},{"kind":"Field","name":{"kind":"Name","value":"evo_seats"}},{"kind":"Field","name":{"kind":"Name","value":"evo_year"}},{"kind":"Field","name":{"kind":"Name","value":"evo_last_payment_perc"}},{"kind":"Field","name":{"kind":"Name","value":"evo_maximum_percentage_av"}},{"kind":"Field","name":{"kind":"Name","value":"evo_untype_insurance"}},{"kind":"Field","name":{"kind":"Name","value":"evo_percent_subsidy"}}]}}]}}]} as unknown as DocumentNode<GetQuoteQuery, GetQuoteQueryVariables>;
 export const GetTarifsDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetTarifs"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"currentDate"}},"type":{"kind":"NamedType","name":{"kind":"Name","value":"DateTime"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_tarifs"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"statecode"},"value":{"kind":"IntValue","value":"0"}},{"kind":"Argument","name":{"kind":"Name","value":"evo_datefrom_param"},"value":{"kind":"ObjectValue","fields":[{"kind":"ObjectField","name":{"kind":"Name","value":"lte"},"value":{"kind":"Variable","name":{"kind":"Name","value":"currentDate"}}}]}},{"kind":"Argument","name":{"kind":"Name","value":"evo_dateto_param"},"value":{"kind":"ObjectValue","fields":[{"kind":"ObjectField","name":{"kind":"Name","value":"gte"},"value":{"kind":"Variable","name":{"kind":"Name","value":"currentDate"}}}]}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","alias":{"kind":"Name","value":"label"},"name":{"kind":"Name","value":"evo_name"}},{"kind":"Field","alias":{"kind":"Name","value":"value"},"name":{"kind":"Name","value":"evo_tarifid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_tarifid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_baseproductid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_period"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_period"}},{"kind":"Field","name":{"kind":"Name","value":"evo_delivery_time"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_first_payment"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_first_payment"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_last_payment"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_last_payment"}},{"kind":"Field","name":{"kind":"Name","value":"evo_used"}},{"kind":"Field","name":{"kind":"Name","value":"evo_leasingobject_types"},"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_leasingobject_typeid"}}]}},{"kind":"Field","name":{"kind":"Name","value":"evo_pl_use_type"}}]}}]}}]} as unknown as DocumentNode<GetTarifsQuery, GetTarifsQueryVariables>;
 export const GetTarifDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetTarif"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"tarifId"}},"type":{"kind":"NonNullType","type":{"kind":"NamedType","name":{"kind":"Name","value":"Uuid"}}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_tarif"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"evo_tarifid"},"value":{"kind":"Variable","name":{"kind":"Name","value":"tarifId"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_irr"}},{"kind":"Field","name":{"kind":"Name","value":"evo_graphtype_exception"}},{"kind":"Field","name":{"kind":"Name","value":"evo_seasons_type_exception"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_decreasing_perc"}},{"kind":"Field","name":{"kind":"Name","value":"evo_min_irr"}},{"kind":"Field","name":{"kind":"Name","value":"evo_cut_irr_with_bonus_coefficient"}},{"kind":"Field","name":{"kind":"Name","value":"evo_max_irr"}},{"kind":"Field","name":{"kind":"Name","value":"evo_rates"},"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_datefrom"}},{"kind":"Field","name":{"kind":"Name","value":"evo_rateid"}}]}},{"kind":"Field","name":{"kind":"Name","value":"evo_irr_plan"}},{"kind":"Field","name":{"kind":"Name","value":"evo_margin_min"}}]}}]}}]} as unknown as DocumentNode<GetTarifQuery, GetTarifQueryVariables>;
 export const GetRatesDocument = {"kind":"Document","definitions":[{"kind":"OperationDefinition","operation":"query","name":{"kind":"Name","value":"GetRates"},"variableDefinitions":[{"kind":"VariableDefinition","variable":{"kind":"Variable","name":{"kind":"Name","value":"currentDate"}},"type":{"kind":"NamedType","name":{"kind":"Name","value":"DateTime"}}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_rates"},"arguments":[{"kind":"Argument","name":{"kind":"Name","value":"statecode"},"value":{"kind":"IntValue","value":"0"}},{"kind":"Argument","name":{"kind":"Name","value":"evo_datefrom_param"},"value":{"kind":"ObjectValue","fields":[{"kind":"ObjectField","name":{"kind":"Name","value":"lte"},"value":{"kind":"Variable","name":{"kind":"Name","value":"currentDate"}}}]}},{"kind":"Argument","name":{"kind":"Name","value":"evo_dateto_param"},"value":{"kind":"ObjectValue","fields":[{"kind":"ObjectField","name":{"kind":"Name","value":"gte"},"value":{"kind":"Variable","name":{"kind":"Name","value":"currentDate"}}}]}}],"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","alias":{"kind":"Name","value":"label"},"name":{"kind":"Name","value":"evo_name"}},{"kind":"Field","alias":{"kind":"Name","value":"value"},"name":{"kind":"Name","value":"evo_rateid"}},{"kind":"Field","name":{"kind":"Name","value":"evo_id"}},{"kind":"Field","name":{"kind":"Name","value":"evo_tarifs"},"selectionSet":{"kind":"SelectionSet","selections":[{"kind":"Field","name":{"kind":"Name","value":"evo_tarifid"}}]}},{"kind":"Field","name":{"kind":"Name","value":"evo_rateid"}}]}}]}}]} as unknown as DocumentNode<GetRatesQuery, GetRatesQueryVariables>;
diff --git a/apps/web/process/add-product/reactions.ts b/apps/web/process/add-product/reactions.ts
index bc61fcc..7af6f15 100644
--- a/apps/web/process/add-product/reactions.ts
+++ b/apps/web/process/add-product/reactions.ts
@@ -231,8 +231,18 @@ export default function reactions({ store, apolloClient }: ProcessContext) {
             variables: { leaseObjectTypeId },
           });
 
+          if (evo_leasingobject_type?.evo_id === '8') {
+            $calculation
+              .element('selectRequirementTelematic')
+              .setOptions(
+                selectRequirementTelematic.filter((x) =>
+                  [100_000_000, 100_000_001].includes(x.value)
+                )
+              );
+          }
+
           if (evo_leasingobject_type?.evo_id === '11') {
-            $calculation.element('selectRequirementTelematic').setValue(100_000_000).block();
+            $calculation.element('selectRequirementTelematic').setValue(100_000_002).block();
           } else {
             $calculation.element('selectRequirementTelematic').unblock();
           }
@@ -247,8 +257,13 @@ export default function reactions({ store, apolloClient }: ProcessContext) {
   );
 
   reaction(
-    () => $calculation.$values.getValues(['requirementTelematic', 'recalcWithRevision']),
-    async ({ requirementTelematic, recalcWithRevision }) => {
+    () =>
+      $calculation.$values.getValues([
+        'requirementTelematic',
+        'recalcWithRevision',
+        'leaseObjectType',
+      ]),
+    async ({ requirementTelematic, recalcWithRevision, leaseObjectType: leaseObjectTypeId }) => {
       const currentDate = dayjs().utc(false).toISOString();
       const {
         data: { evo_addproduct_types: trackerTypes },
@@ -279,6 +294,24 @@ export default function reactions({ store, apolloClient }: ProcessContext) {
         );
       }
 
+      if (leaseObjectTypeId) {
+        const {
+          data: { evo_leasingobject_type },
+        } = await apolloClient.query({
+          query: CRMTypes.GetLeaseObjectTypeDocument,
+          variables: { leaseObjectTypeId },
+        });
+
+        if (evo_leasingobject_type?.evo_id === '11') {
+          filteredTelematicTypes = telematicTypes?.filter(
+            (x) =>
+              x?.evo_controls_program?.includes(100_000_002) &&
+              x.label?.toLowerCase().includes('delta') &&
+              !x.label?.toLowerCase().includes('pro')
+          );
+        }
+      }
+
       $calculation.element('selectTracker').setOptions(normalizeOptions(filteredTrackerTypes));
       $calculation.element('selectTelematic').setOptions(normalizeOptions(filteredTelematicTypes));
     },
diff --git a/apps/web/process/fingap/reactions/common.ts b/apps/web/process/fingap/reactions/common.ts
index 18b85d7..5012196 100644
--- a/apps/web/process/fingap/reactions/common.ts
+++ b/apps/web/process/fingap/reactions/common.ts
@@ -55,13 +55,13 @@ export default function reactions({ store, apolloClient, queryClient }: ProcessC
       if (!finGAPInsuranceCompany) {
         $tables.insurance.row('fingap').column('insured').setValue(100_000_000).block();
         $tables.insurance.row('fingap').column('insCost').setValue(0);
-        $tables.insurance.row('fingap').column('insTerm').setValue(100_000_000).block();
+        $tables.insurance.row('fingap').column('insTerm').setValue(100_000_000);
       } else {
         $tables.insurance.row('fingap').column('insured').unblock();
-        if (leasingPeriod < 13) {
-          $tables.insurance.row('fingap').column('insTerm').setValue(100_000_000).block();
+        if (leasingPeriod < 16) {
+          $tables.insurance.row('fingap').column('insTerm').setValue(100_000_001);
         } else {
-          $tables.insurance.row('fingap').column('insTerm').unblock();
+          $tables.insurance.row('fingap').column('insTerm').setValue(100_000_000);
         }
       }
     },
diff --git a/apps/web/process/recalc/validation.ts b/apps/web/process/recalc/validation.ts
index 112bc24..df8fde0 100644
--- a/apps/web/process/recalc/validation.ts
+++ b/apps/web/process/recalc/validation.ts
@@ -155,7 +155,8 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
 
         if (
           quote?.evo_approved_first_payment &&
-          firstPaymentPerc < quote.evo_approved_first_payment
+          quote.evo_percent_subsidy &&
+          firstPaymentPerc < quote.evo_approved_first_payment + quote.evo_percent_subsidy
         ) {
           ctx.addIssue({
             code: z.ZodIssueCode.custom,
diff --git a/apps/web/process/used-pl/reactions.ts b/apps/web/process/used-pl/reactions.ts
index 71bd82d..f64427e 100644
--- a/apps/web/process/used-pl/reactions.ts
+++ b/apps/web/process/used-pl/reactions.ts
@@ -103,11 +103,17 @@ export function common({ store, apolloClient }: ProcessContext) {
       });
 
       if (evo_baseproduct?.evo_sale_without_nds) {
-        $calculation.element('cbxLeaseObjectUsed').setValue(true);
         $calculation.element('tbxSupplierDiscountRub').resetValue();
         $calculation.element('tbxSupplierDiscountPerc').resetValue();
         $calculation.element('selectImportProgram').resetValue();
       }
+
+      if (
+        evo_baseproduct?.evo_sale_without_nds &&
+        $calculation.element('cbxRecalcWithRevision').getValue() === false
+      ) {
+        $calculation.element('cbxLeaseObjectUsed').setValue(true);
+      }
     }
   );