diff --git a/apps/web/server/routers/calculate/lib/request.ts b/apps/web/server/routers/calculate/lib/request.ts
index 23a080e..8c06df2 100644
--- a/apps/web/server/routers/calculate/lib/request.ts
+++ b/apps/web/server/routers/calculate/lib/request.ts
@@ -754,7 +754,7 @@ export async function createRequestData({
     },
 
     async loanRate() {
-      return values.creditRate;
+      return values.creditRate / 100;
     },
 
     async loanRatePeriod() {