diff --git a/apps/web/process/insurance/validation.ts b/apps/web/process/insurance/validation.ts
index 932cb1c..32442f2 100644
--- a/apps/web/process/insurance/validation.ts
+++ b/apps/web/process/insurance/validation.ts
@@ -66,7 +66,7 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
             });
           }
 
-          if (insCost > 0 && !insuranceCompany) {
+          if (!insuranceCompany) {
             ctx.addIssue({
               code: z.ZodIssueCode.custom,
               message: `Укажите страховую компанию ${policyType}`,
@@ -74,7 +74,7 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
             });
           }
 
-          if (insCost > 0 && !insTerm) {
+          if (!insTerm) {
             ctx.addIssue({
               code: z.ZodIssueCode.custom,
               message: `Укажите срок страхования ${policyType}`,
@@ -82,7 +82,7 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
             });
           }
 
-          if (insCost > 0 && !insured) {
+          if (!insured) {
             ctx.addIssue({
               code: z.ZodIssueCode.custom,
               message: `Укажите плательщика ${policyType}`,