diff --git a/apps/web/Components/Calculation/Form/ELT/Kasko.tsx b/apps/web/Components/Calculation/Form/ELT/Kasko.tsx
index 5a90a3b..c704b82 100644
--- a/apps/web/Components/Calculation/Form/ELT/Kasko.tsx
+++ b/apps/web/Components/Calculation/Form/ELT/Kasko.tsx
@@ -6,6 +6,7 @@ import type { Row, StoreSelector } from './types';
 import { getEltKasko } from '@/api/elt/query';
 import { STALE_TIME } from '@/constants/request';
 import { MAX_FRANCHISE, MAX_INSURANCE, MIN_INSURANCE } from '@/constants/values';
+import helper from '@/process/elt/lib/helper';
 import { useStore } from '@/stores/hooks';
 import { useApolloClient } from '@apollo/client';
 import type { QueryFunctionContext } from '@tanstack/react-query';
@@ -20,11 +21,14 @@ export function Kasko() {
 
   const apolloClient = useApolloClient();
 
+  const { init } = helper({ apolloClient, store });
+
   const queries = useQueries({
     queries: $tables.elt.kasko.getRows.map((row) => {
       const { id, key } = row;
 
       return {
+        cacheTime: 0,
         enabled: false,
         initialData: {
           ...row,
@@ -52,85 +56,90 @@ export function Kasko() {
   });
 
   async function handleOnClick() {
+    const { kasko } = await init();
+    $tables.elt.kasko.setRows(kasko);
+
+    const kaskoCompanyIds = $tables.insurance
+      .row('kasko')
+      .getOptions('insuranceCompany')
+      .map((x) => x.value);
     const values = $calculation.$values.getValues();
-    const fetchingRows = $tables.elt.kasko.getRows.map((x) => ({
-      ...x,
-      status: 'fetching',
-      sum: 0,
-    }));
-    $tables.elt.kasko.setRows(fetchingRows);
 
-    queries.forEach(({ refetch, data }) => {
-      refetch()
-        .then((res) => {
-          if (res.data) {
-            const {
-              key,
-              kaskoSum = 0,
-              message,
-              skCalcId,
-              totalFranchise = 0,
-              requestId,
-              paymentPeriods,
-            } = res.data;
-            let { error } = res.data;
+    queries
+      .filter(({ data }) => data?.key && kaskoCompanyIds.includes(data.key))
+      .forEach(({ refetch, data }) => {
+        if (data?.key) $tables.elt.kasko.setRow({ key: data?.key, status: 'fetching' });
 
-            if (totalFranchise > MAX_FRANCHISE) {
-              error ||= `Франшиза по страховке превышает максимально допустимое значение: ${Intl.NumberFormat(
-                'ru',
-                {
-                  currency: 'RUB',
-                  style: 'currency',
-                }
-              ).format(MAX_FRANCHISE)}`;
+        refetch()
+          .then((res) => {
+            if (res.data) {
+              const {
+                key,
+                kaskoSum = 0,
+                message,
+                skCalcId,
+                totalFranchise = 0,
+                requestId,
+                paymentPeriods,
+              } = res.data;
+              let { error } = res.data;
+
+              if (totalFranchise > MAX_FRANCHISE) {
+                error ||= `Франшиза по страховке превышает максимально допустимое значение: ${Intl.NumberFormat(
+                  'ru',
+                  {
+                    currency: 'RUB',
+                    style: 'currency',
+                  }
+                ).format(MAX_FRANCHISE)}`;
+              }
+
+              if (kaskoSum > MAX_INSURANCE) {
+                error ||= `Сумма по страховке превышает максимально допустимое значение по стоимости КАСКО: ${Intl.NumberFormat(
+                  'ru',
+                  {
+                    currency: 'RUB',
+                    style: 'currency',
+                  }
+                ).format(MAX_INSURANCE)}`;
+              }
+
+              if (kaskoSum < MIN_INSURANCE) {
+                error ||= `Сумма по страховке не должна быть меньше допустимого значения по стоимости КАСКО: ${Intl.NumberFormat(
+                  'ru',
+                  {
+                    currency: 'RUB',
+                    style: 'currency',
+                  }
+                ).format(MIN_INSURANCE)}`;
+              }
+
+              $tables.elt.kasko.setRow({
+                key,
+                message: error || message,
+                numCalc: 0,
+                requestId,
+                skCalcId,
+                status: error ? 'error' : null,
+                sum: values.leasingPeriod <= 16 ? kaskoSum : paymentPeriods.at(0)?.kaskoSum || 0,
+                totalFranchise,
+              });
             }
-
-            if (kaskoSum > MAX_INSURANCE) {
-              error ||= `Сумма по страховке превышает максимально допустимое значение по стоимости КАСКО: ${Intl.NumberFormat(
-                'ru',
-                {
-                  currency: 'RUB',
-                  style: 'currency',
-                }
-              ).format(MAX_INSURANCE)}`;
-            }
-
-            if (kaskoSum < MIN_INSURANCE) {
-              error ||= `Сумма по страховке не должна быть меньше допустимого значения по стоимости КАСКО: ${Intl.NumberFormat(
-                'ru',
-                {
-                  currency: 'RUB',
-                  style: 'currency',
-                }
-              ).format(MIN_INSURANCE)}`;
-            }
-
-            $tables.elt.kasko.setRow({
-              key,
-              message: error || message,
-              numCalc: 0,
-              requestId,
-              skCalcId,
-              status: error ? 'error' : null,
-              sum: values.leasingPeriod <= 16 ? kaskoSum : paymentPeriods.at(0)?.kaskoSum || 0,
-              totalFranchise,
-            });
-          }
-        })
-        .catch((error) => {
-          if (data?.key)
-            $tables.elt.kasko.setRow({
-              key: data?.key,
-              message: error,
-              numCalc: 0,
-              requestId: '',
-              skCalcId: '',
-              status: 'error',
-              sum: 0,
-              totalFranchise: 0,
-            });
-        });
-    });
+          })
+          .catch((error) => {
+            if (data?.key)
+              $tables.elt.kasko.setRow({
+                key: data?.key,
+                message: error,
+                numCalc: 0,
+                requestId: '',
+                skCalcId: '',
+                status: 'error',
+                sum: 0,
+                totalFranchise: 0,
+              });
+          });
+      });
   }
 
   function handleOnSelectRow(row: Row) {
diff --git a/apps/web/Components/Calculation/Form/ELT/Osago.tsx b/apps/web/Components/Calculation/Form/ELT/Osago.tsx
index 29d6b18..3f0ee6e 100644
--- a/apps/web/Components/Calculation/Form/ELT/Osago.tsx
+++ b/apps/web/Components/Calculation/Form/ELT/Osago.tsx
@@ -6,6 +6,7 @@ import type { Row, StoreSelector } from './types';
 import { getEltOsago } from '@/api/elt/query';
 import { STALE_TIME } from '@/constants/request';
 import { MAX_INSURANCE, MIN_INSURANCE } from '@/constants/values';
+import helper from '@/process/elt/lib/helper';
 import { useStore } from '@/stores/hooks';
 import { useApolloClient } from '@apollo/client';
 import type { QueryFunctionContext } from '@tanstack/react-query';
@@ -20,11 +21,14 @@ export function Osago() {
 
   const apolloClient = useApolloClient();
 
+  const { init } = helper({ apolloClient, store });
+
   const queries = useQueries({
     queries: $tables.elt.osago.getRows.map((row) => {
       const { id, key } = row;
 
       return {
+        cacheTime: 0,
         enabled: false,
         initialData: { ...row, error: '', premiumSum: 0 },
         queryFn: async (context: QueryFunctionContext) => {
@@ -42,62 +46,67 @@ export function Osago() {
   });
 
   async function handleOnClick() {
-    const fetchingRows = $tables.elt.osago.getRows.map((x) => ({
-      ...x,
-      status: 'fetching',
-      sum: 0,
-    }));
-    $tables.elt.osago.setRows(fetchingRows);
+    const { osago } = await init();
+    $tables.elt.osago.setRows(osago);
 
-    queries.forEach(({ refetch, data }) => {
-      refetch()
-        .then((res) => {
-          if (res.data) {
-            const { key, numCalc, premiumSum = 0, message, skCalcId } = res.data;
-            let { error } = res.data;
+    const osagoCompanyIds = $tables.insurance
+      .row('osago')
+      .getOptions('insuranceCompany')
+      .map((x) => x.value);
 
-            if (premiumSum > MAX_INSURANCE) {
-              error ||= `Сумма по страховке превышает максимально допустимое значение по стоимости ОСАГО: ${Intl.NumberFormat(
-                'ru',
-                {
-                  currency: 'RUB',
-                  style: 'currency',
-                }
-              ).format(MAX_INSURANCE)}`;
+    queries
+      .filter(({ data }) => data?.key && osagoCompanyIds.includes(data.key))
+      .forEach(({ refetch, data }) => {
+        if (data?.key) $tables.elt.osago.setRow({ key: data?.key, status: 'fetching' });
+
+        refetch()
+          .then((res) => {
+            if (res.data) {
+              const { key, numCalc, premiumSum = 0, message, skCalcId } = res.data;
+              let { error } = res.data;
+
+              if (premiumSum > MAX_INSURANCE) {
+                error ||= `Сумма по страховке превышает максимально допустимое значение по стоимости ОСАГО: ${Intl.NumberFormat(
+                  'ru',
+                  {
+                    currency: 'RUB',
+                    style: 'currency',
+                  }
+                ).format(MAX_INSURANCE)}`;
+              }
+
+              if (premiumSum < MIN_INSURANCE) {
+                error ||= `Сумма по страховке не должна быть меньше допустимого значения по стоимости ОСАГО: ${Intl.NumberFormat(
+                  'ru',
+                  {
+                    currency: 'RUB',
+                    style: 'currency',
+                  }
+                ).format(MIN_INSURANCE)}`;
+              }
+
+              $tables.elt.osago.setRow({
+                key,
+                message: error || message,
+                numCalc,
+                skCalcId,
+                status: error ? 'error' : null,
+                sum: premiumSum,
+              });
             }
-
-            if (premiumSum < MIN_INSURANCE) {
-              error ||= `Сумма по страховке не должна быть меньше допустимого значения по стоимости ОСАГО: ${Intl.NumberFormat(
-                'ru',
-                {
-                  currency: 'RUB',
-                  style: 'currency',
-                }
-              ).format(MIN_INSURANCE)}`;
-            }
-
-            $tables.elt.osago.setRow({
-              key,
-              message: error || message,
-              numCalc,
-              skCalcId,
-              status: error ? 'error' : null,
-              sum: premiumSum,
-            });
-          }
-        })
-        .catch((error) => {
-          if (data?.key)
-            $tables.elt.osago.setRow({
-              key: data?.key,
-              message: error,
-              numCalc: 0,
-              skCalcId: '',
-              status: 'error',
-              sum: 0,
-            });
-        });
-    });
+          })
+          .catch((error) => {
+            if (data?.key)
+              $tables.elt.osago.setRow({
+                key: data?.key,
+                message: error,
+                numCalc: 0,
+                skCalcId: '',
+                status: 'error',
+                sum: 0,
+              });
+          });
+      });
   }
 
   function handleOnSelectRow(row: Row) {
diff --git a/apps/web/process/elt/lib/helper.ts b/apps/web/process/elt/lib/helper.ts
index 87922d4..2661274 100644
--- a/apps/web/process/elt/lib/helper.ts
+++ b/apps/web/process/elt/lib/helper.ts
@@ -6,7 +6,7 @@ export default function helper({
   apolloClient,
   store,
 }: Pick<ProcessContext, 'apolloClient' | 'store'>) {
-  const { $calculation, $tables } = store;
+  const { $calculation } = store;
 
   return {
     async init() {
@@ -29,16 +29,6 @@ export default function helper({
         ({ evo_leasingobject_type } = data);
       }
 
-      const kaskoCompanyIds = $tables.insurance
-        .row('kasko')
-        .getOptions('insuranceCompany')
-        .map((x) => x.value);
-
-      const osagoCompanyIds = $tables.insurance
-        .row('osago')
-        .getOptions('insuranceCompany')
-        .map((x) => x.value);
-
       return {
         kasko: (accounts
           ?.filter((x) =>
@@ -48,7 +38,6 @@ export default function helper({
               ? Boolean(x.evo_id_elt_smr)
               : Boolean(x?.evo_id_elt)
           )
-          .filter((x) => x?.value && kaskoCompanyIds.includes(x?.value))
           .map((x) => ({
             id:
               evo_leasingobject_type?.evo_id &&
@@ -67,7 +56,6 @@ export default function helper({
           })) || []) as Row[],
         osago: (accounts
           ?.filter((x) => x?.evo_type_ins_policy?.includes(100_000_001) && x?.evo_id_elt_osago)
-          .filter((x) => x?.value && osagoCompanyIds.includes(x.value))
           .map((x) => ({
             id: x?.evo_id_elt_osago,
             key: x?.value,
diff --git a/apps/web/process/elt/reactions/common.ts b/apps/web/process/elt/reactions/common.ts
index e3e4870..898334e 100644
--- a/apps/web/process/elt/reactions/common.ts
+++ b/apps/web/process/elt/reactions/common.ts
@@ -12,9 +12,6 @@ export default function reactions(context: ProcessContext) {
   disposableReaction(
     () => $process.has('ELT') || $process.has('LoadKP'),
     () => ({
-      kasko: {
-        options: $tables.insurance.row('kasko').getOptions('insuranceCompany'),
-      },
       values: $calculation.$values.getValues([
         'objectRegistration',
         'townRegistration',
@@ -52,7 +49,7 @@ export default function reactions(context: ProcessContext) {
     },
     {
       delay: 10,
-      equals: comparer.shallow,
+      equals: comparer.structural,
       fireImmediately: true,
     }
   );
@@ -60,9 +57,6 @@ export default function reactions(context: ProcessContext) {
   disposableReaction(
     () => $process.has('ELT') || $process.has('LoadKP'),
     () => ({
-      osago: {
-        options: $tables.insurance.row('osago').getOptions('insuranceCompany'),
-      },
       values: $calculation.$values.getValues([
         'legalClientRegion',
         'legalClientTown',
@@ -107,7 +101,7 @@ export default function reactions(context: ProcessContext) {
     },
     {
       delay: 10,
-      equals: comparer.shallow,
+      equals: comparer.structural,
       fireImmediately: true,
     }
   );