diff --git a/apps/web/process/insurance/validation.ts b/apps/web/process/insurance/validation.ts
index a53e3e8..f635644 100644
--- a/apps/web/process/insurance/validation.ts
+++ b/apps/web/process/insurance/validation.ts
@@ -101,6 +101,14 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
           });
         }
 
+        if (fingap.insuranceCompany && fingap.insCost < 1000) {
+          ctx.addIssue({
+            code: z.ZodIssueCode.custom,
+            message: `Укажите стоимость ${fingap.policyType}, включаемую в график (>1000)`,
+            path: ['insurance'],
+          });
+        }
+
         if (
           !leasingWithoutKasko &&
           !insDecentral &&