diff --git a/apps/web/constants/values.js b/apps/web/constants/values.js
index e36cba8..f2b8a2f 100644
--- a/apps/web/constants/values.js
+++ b/apps/web/constants/values.js
@@ -12,3 +12,5 @@ export const VEHICLE_SEATS = 20;
 export const ESN = 1.3;
 export const NSIB_MAX = 5_000_000;
 export const NDFL = 0.13;
+
+export const IRR_THRESHOLD = 0.001;
diff --git a/apps/web/process/calculate/reactions/common.ts b/apps/web/process/calculate/reactions/common.ts
index 64f67f7..85c0ea8 100644
--- a/apps/web/process/calculate/reactions/common.ts
+++ b/apps/web/process/calculate/reactions/common.ts
@@ -1,4 +1,5 @@
 import helper from '../lib/helper';
+import { IRR_THRESHOLD } from '@/constants/values';
 import type { ProcessContext } from '@/process/types';
 import { disposableReaction } from '@/utils/mobx';
 import { comparer, reaction } from 'mobx';
@@ -31,7 +32,8 @@ export default function reactions({ store, apolloClient }: ProcessContext) {
 
   const { getIrr } = helper({ apolloClient });
 
-  reaction(
+  disposableReaction(
+    () => $process.has('LoadKP'),
     () => $calculation.$values.getValues(['product', 'tarif', 'bonusCoefficient']),
     async (values) => {
       const { min, max } = await getIrr(values);
@@ -40,6 +42,19 @@ export default function reactions({ store, apolloClient }: ProcessContext) {
     }
   );
 
+  // костыль
+  disposableReaction(
+    () =>
+      $process.has('LoadKP') ||
+      $calculation.element('radioLastPaymentRule').getValue() === 100_000_002,
+    () => $calculation.element('labelIrrInfo').getValue(),
+    ({ min }) => {
+      if ($calculation.element('radioLastPaymentRule').getValue() === 100_000_002) return;
+
+      $calculation.element('tbxIRR_Perc').setValue(min + IRR_THRESHOLD);
+    }
+  );
+
   disposableReaction(
     () => $process.has('Calculate') || $process.has('CreateKP'),
     () => {