diff --git a/apps/web/process/recalc/validation.ts b/apps/web/process/recalc/validation.ts
index 7b58e9a..d35b610 100644
--- a/apps/web/process/recalc/validation.ts
+++ b/apps/web/process/recalc/validation.ts
@@ -317,12 +317,13 @@ export function createValidationSchema({ apolloClient }: ValidationContext) {
 
             if (
               insurance.values.fingap.insured === 100_000_001 &&
-              fingapRisks.length > 0 &&
-              !fingapRisks.some((fingapRisk) =>
-                accept_quote?.evo_product_risks?.some(
-                  (evo_product_risk) =>
-                    evo_product_risk?.evo_addproduct_typeid === fingapRisk.riskId
-                )
+              fingapRisks?.length > 0 &&
+              fingapRisks.some(
+                (fingapRisk) =>
+                  !accept_quote?.evo_product_risks?.some(
+                    (evo_product_risk) =>
+                      fingapRisk.riskId === evo_product_risk?.evo_addproduct_typeid
+                  )
               )
             ) {
               ctx.addIssue({