diff --git a/EvoCalculator.Core.Calculation/v3/Columns/SumCreditColumn.cs b/EvoCalculator.Core.Calculation/v3/Columns/SumCreditColumn.cs
index b5c8b16..36b279a 100644
--- a/EvoCalculator.Core.Calculation/v3/Columns/SumCreditColumn.cs
+++ b/EvoCalculator.Core.Calculation/v3/Columns/SumCreditColumn.cs
@@ -15,8 +15,9 @@ public class SumCreditColumn : BaseColumn<decimal>
         Values[1] = preparedValues.FundingRate > 0
             ? preparedValues.PlPriceWithVAT - sumWithVATColumn.GetValue(1)
             : 0;
+        Values[2] = Values[1];
 
-        for (var i = 2; i < Values.Length; i++)
+        for (var i = 3; i < Values.Length; i++)
             if (GetValue(i - 1) > 0)
                 Values[i] = GetValue(i - 1) - GetValue(1) / preparedValues.LoanRatePeriod;
             else